The White House has released a comprehensive policy framework for reforming the federal student loan system, proposing income-driven repayment caps, simplified forgiveness pathways, and enhanced borrower protections against predatory servicing practices.

Administration officials said the framework builds on lessons from previous relief programs and aims to create a sustainable system that reduces defaults while ensuring taxpayer accountability.

Education policy groups have offered mixed reactions, with some praising the borrower-centered approach and others questioning whether the reforms go far enough to address the root causes of rising tuition costs.